Guidance You Can Trust
Trust isn’t always easy to come by, but here at David Smith Advisory, it’s at the heart of everything we do. We understand that earning your confidence is merely the beginning and that it is our grave responsibility to ensure that your best interests are protected at all times. That’s why we follow a strict fiduciary duty standard of care pursuant to the Investment Advisers Act of 1940, considered to be the highest legal duty of care for a client’s welfare. It’s a critical aspect of what makes our approach so successful for our clients, and it’s what has helped us build the many long-standing client relationships we hold today.
ALWAYS COST EFFECTIVE, ALWAYS FAIR
As a David Smith Advisory client, you can rest assured that the guidance you receive is always rigorously aligned with your long-term objectives, not ours. We believe in keeping expenses and asset turnovers low so that there’s more left for you, and because we maintain a fee-only structure that isn’t driven by commissions, the only incentive we have in offering a particular solution is whether your best interest will be served. Any cost incurrence or potential conflict of interest is fully disclosed and clearly explained up front, and because we never lock you in with exit fees or surrender charges, you’re always free to move as you please.
Ready to get started? Call (305) 666-9411 to set up an appointment today.
We are a member of the BAM ALLIANCE, an active community of more than 130 like-minded, independent wealth management firms dedicated to delivering on the promise of true wealth management. This national alliance acts as a "brain trust" of intellectual capital from economic thought leaders, and it significantly elevates our ability to provide you with the best possible service while delivering the ideas, insights and intelligence that you may need to make smart decisions about your financial life.
ATTENTIVE, INDIVIDUALIZED SERVICE
The wealth management solutions we recommend aren’t just shrewdly based on peer-reviewed academic research—they’re also customized to your unique strategy and personal situation, along with your willingness, ability and need to accept market risk. To achieve that, we have to get a true sense of what it’s like to walk in your shoes, so we take a great deal of time both up front, and throughout our partnership with you, to really get to know you as a person and build a deep understanding of your lifestyle, family, aspirations, health, expectations, financial position, cash flow needs, anxieties and fears, past investing experiences, charitable intentions, earning capacity, and much more.
We also consider your other holdings, and with your consent, consult with your advisors in other areas, including your CPA and/or attorney, to ensure that all aspects of your individual position and financial history are fully taken into account. When those advisors are not available, we call on our carefully selected alliances in these fields to provide ancillary expertise so that we can make certain that all of your interests are positively covered. This enables us to effectively integrate estate and tax planning, risk management, education savings, charitable giving, and more into your overall financial plan while ensuring firm alignment with your specific needs and goals.
The plans we present are formalized within a written Investment Policy Statement to ensure consistent adherence. But we don’t stop there. We know that situations change, life evolves, and markets move, which is why we routinely revisit each of these areas and rebalance your portfolio as needed to keep your investments on track and in alignment with your goals.
This is true wealth management. This is David Smith Advisory.
We value our long-standing client relationships and look forward to building a long, successful partnership with you. Give us a call today at (305) 666-9411 or email David directly at firstname.lastname@example.org to get started.